228 loan - An Overview
228 loan - An Overview
Blog Article
The Board may perhaps modify a small bank rating from “Satisfactory” to “Outstanding” in the establishment amount wherever the financial institution requests and gets further thought for functions that could qualify pursuant into the Retail Providers and Products Take a look at in § 228.
(ii) Over fifty % with the job is non-household as measured by the percentage of whole sq. footage or greenback number of the venture.
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In Every applicable Retail Lending Exam Space, the Board evaluates originated and procured loans in Every of the following product or service strains That could be a major item line, as explained in paragraph (d)(2) of the area:
) Specific information about the greenback degree of the community progress loan or community development financial investment that was allocated to each county served with the loan or financial investment, if obtainable.
In considering CRA general performance in an application explained in paragraph (a) of the section, the Board normally takes under consideration any sights expressed by interested functions which are submitted in accordance While using the Board's Guidelines of Technique established forth in 12 CFR component 262.
(four) Missing or faulty knowledge that may be essential to estimate the applicable metrics and benchmarks or every other variables that prevent the Board from calculating a Retail Lending Exam encouraged conclusion.
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The Board evaluates a financial institution's functionality below an authorized approach based upon the effectiveness exams that would use within the absence of an authorised system and any optional evaluation parts or eligible modifications and additions to the applicable efficiency tests established forth inside the lender's accredited strategy.
The Board weights the financial institution's overall performance score with the efficiency assessments relevant to a big financial institution as follows:
(B) Within five calendar days with the ask for, all the information that the financial institution is needed to take care of under this area in the general public file concerning the power-based assessment location where the department is situated.
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
); the expression “uninsured Condition branch” indicates a State department the deposits of which are not insured through the Federal Deposit Insurance plan Company; the expression “constrained branch” indicates a State department that accepts only deposits which have been permissible for an organization arranged beneath segment 25A from the Federal Reserve Act (twelve U.S.C. 611 et seq.
means a staffed banking facility, irrespective of whether shared or unshared, that the Board accepted or authorized as being a department and that is open up to, and accepts deposits from, most people.